infoLF@brooks-financial.com

Case study – Charitable investments

Charitable investments can put a non-profit organisation’s money to work and provide them with the necessary funds to keep operating, even if donations are reduced.Kerry Holmes, Independent Financial Planner, recently worked with a non-profit organisation who initially only needed our help to set up an Investment Policy Statement. Like with many clients, this initial requirement became much more complex and required additional support.

The case

To begin the process, Kerry spoke with the board of trustees to determine the overall financial objectives of the charity. With this information, she was able to help the trustees build their Investment Policy Statement and provide education and technical feedback as required to enable the trustees to make important decisions concerning:

  • investment timescales;
  • tolerance for loss;
  • required returns;
  • benchmarking; and
  • ethical considerations.

This was amongst other areas, such as access needs and requirements for income.

Kerry then helped set appropriate benchmarks for performance, risk, and time so that our client had a strategy to always keep them on track, no matter how the markets fared. Through cashflow analysis, Kerry was able to prepare the trustees for the most likely outcomes of their investment journey and how they could make the best use out of each scenario.

The Investment Policy Statement forms the basis for decision making around all investments (including cash) that a charity holds, so it is essential that it is up to date and reviewed regularly.

Our client was thrilled with the results and wanted Brooks Financial to carry out all subsequent work related to their investment portfolio. This included a full review and recommendation on their existing assets and recommendations for their surplus. 

After completing a full financial review of the charity, Kerry gave the client detailed summaries of suitable investment management firms that should be considered as part of a ‘beauty parade’ to the trustees. She then provided support and expertise as each firm submitted their proposals to the board of trustees. Following her advice, our client moved their existing portfolio and invested new money with the recommended investment management firm.

The move brought the charity’s investment fees down significantly. Furthermore, the Investment Policy Statement ensures that the trustees have a clear document to aide in decision making going forward.

Kerry will continue to review the portfolio on a regular basis to make sure that it remains suitable for their objectives; providing detailed reviews and recommendations to the board of trustees.

Lucas Fettes Financial Planning Director and Independent Financial Planner, Kerry Holmes
T: 01603 706 839
E: Kerry.Holmes@lffp.co.uk
Find out more

What our clients say

'Our experience of their work, from the initial review of our pension arrangements, through to a fully managed change of pension supplier and placement of our insured benefits, has been outstanding. The service, support and expertise provided has at all times been beyond our expectations. They are a truly excellent supplier with whom we hugely enjoy working with.'
Andy Campbell | Workplace Pensions Specialist
'Beverley and the team have been great to work with and provide much-needed support in a professional and timely manner. We highly recommend their services to other employers.'
Beverley Lee | Senior Employee Benefits Consultant
'I know you have done your best. You have kept in touch and your conversations have always left us feeling that you care.'
Kerry Holmes | Financial Planner
'During this time [Coronavirus Pandemic], I have required support with my portfolio and needed questions answering. This has been fulfilled to my total satisfaction and reassurance.'
Liz Burrows | Financial Planner
'Their advice has added value to the services we provide as a People Team, and in turn the benefits that our people receive. I would highly recommend their services.'
Andy Campbell | Workplace Pensions Specialist
'I have been very impressed by how I have been looked after by my personal financial adviser and I'm entirely happy with the service she has provided.'
Sarah Maguire | Financial Planner
'[I have] no concerns because I know I can always contact my financial adviser either using email or the telephone. Very happy with the service received to date.'
Liz Burrows | Financial Planner
'A very professional and helpful organisation - with a team always willing to assist and provide support.'
Beverley Lee | Senior Employee Benefits Consultant
‘Kevin has been my financial adviser for a number of years and with his years of experience in the financial world he gives extremely sound and completely independent advice. I could not recommend Kevin more highly as a person to trust in the complicated world of finance.’
Kevin Froggatt | Financial Planner
'You have been invaluable, giving me peace of mind concerning my financial affairs for many years.'
Graham Moore | Financial Planner
'Thanks for your help and the great service.'
Nathan Munt | Financial Planner
'I am extremely grateful for your understanding and patient approach to dealing with this for me. Thanks Nathan.'
Nathan Munt | Financial Planner
'Lucas Fettes have been dealing with our Health Insurance Cover forever and I would highly recommend them to deal with your requirements.'
Beverley Lee | Senior Employee Benefits Consultant
'I am delighted that Liz was recommended to me. She is super knowledgeable, incredible trustworthy, makes the world of pensions easier to navigate and to top it all off she is just a really great person.'
Liz Burrows | Financial Planner
'My adviser made me feel he had my best interests at heart and I believe he organised the best retirement package for my needs.'
Graham Moore | Financial Planner
'I am very happy with the professional and friendly service I recieved from Angela Carpenter of your Chichester office.'
Angela Carpenter | Financial Planner
‘We are delighted with the friendly, personal and easy-to-understand advice we receive from Kevin. He always responds quickly to any queries and is very flexible in his approach. Finally feel like we are in control of our finances.‘
Kevin Froggatt | Financial Planner
Previous
Next

How do we do it?

Our processes ensure we maintain the highest standards and continue to deliver suitable outcomes for our clients.

Find out more

Contact us

To find out how we can help you, please get in touch today by completing our short contact form.

We have offices in Norwich, Diss, and Peterborough (Elton). Other members of our expert team are also available remotely across the UK

    The value of investments, and the income from them, may go down as well as up and neither is guaranteed. Investors could get back less than they invested. Tax treatment depends on individual circumstances and may be subject to change in the future. Past performance is not a reliable indicator of future results. The information on this page does not constitute advice or a recommendation and investment decisions should not be made on the basis of it.