Are you doing enough to protect your business and its employees against unforeseen circumstances?
Without suitable insurance protection policies in place, both could be vulnerable in the event of an illness or death.
How we can help you
If you have yet to consider insurance protection policies as part of your employee benefits package, do not delay. Implementing suitable policies will protect the financial security of your employees in the event of illness or death.
We take the time to fully understand your business and its employees, before working with you to implement cost-effective solutions. Business protection policies are in addition providing protection for the company. We specialise in providing a range of insured benefits.
- Life Insurance – pays a tax-free lump sum to the beneficiaries of a deceased employee. Also referred to as Death in Service.
- Income Protection – pays a proportion of an employee’s salary in the event they are unable to work, typically as a result of a long-term illness or injury.
- Private Medical Insurance – provides access to private healthcare, minimising workplace disruption and reducing absenteeism.
- Critical Illness Cover – provides a tax-free lump sum to an employee if they are diagnosed with a serious medical condition covered by the policy.
- employee assistance programmes (EAPs);
- cash plans; and
- health screening.
Our process
Our expert team will work with you to identify and implement insurance protection policies that meet the needs of your business and its employees.
Your consultant will continue to review your position throughout your ongoing relationship with us, ensuring that your arrangements are fit for purpose. If you have any queries about your arrangements, your support team will be able to help you.
You will be provided with a full breakdown of charges to agree prior to the commencement of any work.
1. Identify
Your consultant will work with you to identify the needs of your business and employees.
2. Implement
Your support team will carry out thorough research to find the best rates for you.
3. Review
You will meet with your consultant periodically to discuss your company’s circumstances and any subsequent changes to your policies.
FAQs
Take a look at the frequently asked questions below to find out more.
Insured benefits help you to safeguard both your business and its employees from the unexpected.
For employees, this provides added financial security in the event their regular income ceases.
The benefit for your business is that you can ensure security in the event a senior figure is unable to work. Additionally, insured benefits can improve your employee acquisition and retention.
It covers your employees in case they are unable to work due to illness or injury. It can replace part of their income and pay out until they are able to begin working again.
You can decide which employees you provide Life Insurance cover for. You can set it up to include all staff who have been working for the business longer than a certain period or have them automatically covered from their start date.
These are the additional benefits included within the policy. These include:
- employee assistance programmes (EAPs);
- cash plans; and
- health screening.
Useful resources
Take a look at our useful resources below to find out more. Additional content is available via our resource centre.
Save money with salary exchange
Salary exchange could be a viable way to save on National Insurance Contributions. Read our article for more information.
Group income protection (GIP)
Group Income Protection policies can support your organisation and employees. Read our article for more information.
Need to review your group life arrangements?
Could group life insurance may be the right option for your business? Read our article for more information.
