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Are you getting the best investment outcome for your charity?
Charitable investments are often fundamental to support the capital and income requirements of a charity.
read morePension Advice Allowances
Pension Advice through the workplace.Many employers provide their staff with access to pension advice in the workplace. Typically this will be once a year with the scheme adviser conducting short meetings with pension members on a surgery style basis.Often...
read more7 Concepts of Financial Planning
We have outlined seven key areas which we believe should be considered for effective financial planning.
read moreFact Sheet: Inheritance Tax
In this edition of our fact sheets we are focusing on some of the main elements of Inheritance tax.Inheritance Tax is usually paid on an estate when somebody dies. it is also sometimes payable on trusts or gifts made during someone's lifetime. Most estates don't have...
read moreFact sheet: Lifetime ISA (LISA)
The lifetime ISA – also known as LISA – is a type of ISA designed to help people aged between 18 and 40 save for their first home, or retirement. How do they work? A LISA lets you save up to £4,000 per year. At the end of the tax year the Government will top up your...
read moreFact sheet: the residence nil rate band
In the July 2015 Budget the Conservative government introduced some new rules which introduce an additional main residence nil rate band (RNRB) for an estate if the deceased’s interest in a residential property, which has been their residence at some point and is...
read moreUseful guides
New pension benefits option guide
We've just updated our pension benefits option guide. The guide outlines the different options available when you want to access your pension benefits. You have the option to access part, or all, of your pension benefits at any time from age 55 (or your State Pension...
read moreGlossary of financial terms
We’ve produced this glossary to help explain some of the most commonly seen but potentially confusing terminology. Some of the definitions below have been taken from The Plain English Campaign, an organisation that campaigns against jargon across a range of...
read moreCash flow planning: a brief guide
Cash flow planning and forecasting is key to understanding what you can achieve with your assets. It enables you to predict your future cash needs using a number of realistic assumptions to see if you are likely to run out of money and if so when.A comprehensive...
read moreReports
Autumn Budget report and key announcements
Chancellor Philip Hammond delivered his latest Budget on 29 October. He boldly confirmed that the period of austerity imposed by his predecessor would come to an end. Earlier than usual, and despite the uncertainty surrounding the UK’s exit from the EU,...
read moreSpring Statement report and key announcements
When delivering his Spring Statement on 13th March 2018, Chancellor Philip Hammond took a reassuring stance, insisting that it would give people and businesses certainty and stability in order to plan for the future. The economic forecasts outlined by the...
read moreAutumn Statement report and key announcements
Chancellor Philip Hammond delivered his latest Budget on 22nd November 2017 and expressed a resolve to look forwards and not backwards, preparing for a Post-Brexit economy through raising productivity. The economic forecasts outlined by the Office for...
read moreSpring Budget report and key announcements
Chancellor Philip Hammond delivered his first and last Spring Budget on 8 March 2017 and described it as one that “takes forward our plan to prepare Britain for a brighter future.” The economic forecasts outlined by the Office for Budgetary Responsibility (OBR) were...
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