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Latest News

Lucas Fettes named as one of the “Best Financial Advisers to Work For”.

We are extremely pleased to have been announced as one of the winners of the “Best Financial Adviser to Work For 2020” category at the Professional Adviser Awards.

Charitable investments: Markets in Financial Instruments Directive II

If your organisation has assets that are invested you should understand how it could be impacted by MiFID II.

Sponsorship announcement: Aylesbury Vale Dynamos Football Club

Lucas Fettes Financial Planning will sponsor Aylesbury Vale Dynamos Football Club U18s for the 2019/20 season.

We have been awarded the Pension Transfer Gold Standard

We are pleased to announce that we have been accredited with the Pension Transfer Gold Standard by the Personal Finance Society (PFS).

Automatic enrolment minimum contribution rates are set to rise

From 6 April 2019 the total minimum contribution rate will rise to 8%, of which employers will be required to contribute a minimum of 3%.

Why you need a valid will

Writing a will is very important. It gives you choice and control over the way your estate will be handled after you die, allowing you to ensure your dependants are provided for.

When should you review your financial plan?

Simply having a financial plan in place is not enough, as your circumstances and priorities will change during your lifetime – your financial plan must be reviewed regularly.

Financial planning for sole traders

Being your own boss continues to appeal to many. However, this comes with no health insurance, no paid annual leave entitlement, no workplace pension, no sick pay or other benefits offered by an employer – the need for independent financial advice is clear.

What does a successful retirement look like for you?

When you sit down and truly think about the answer to this question, it is not quite as simple as you might think. Retirement is all about freedom and hopefully this freedom will be both financial and non-financial

Time is running out for you to open a Help to Buy ISA

The Help to Buy ISA has been utilised by many first-time buyers since its introduction. However, new applicants only have until 30 November 2019 to open an account.

Fact Sheets

Pension Advice Allowances

Pension Advice through the workplace.Many employers provide their staff with access to pension advice in the workplace. Typically this will be once a year with the scheme adviser conducting short meetings with pension members on a surgery style basis.Often...

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Fact Sheet: Inheritance Tax

In this edition of our fact sheets we are focusing on some of the main elements of Inheritance tax.Inheritance Tax is usually paid on an estate when somebody dies. it is also sometimes payable on trusts or gifts made during someone's lifetime. Most estates don't have...

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Fact sheet: Lifetime ISA (LISA)

The lifetime ISA – also known as LISA – is a type of ISA designed to help people aged between 18 and 40 save for their first home, or retirement. How do they work? A LISA lets you save up to £4,000 per year. At the end of the tax year the Government will top up your...

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Fact sheet: the residence nil rate band

In the July 2015 Budget the Conservative government introduced some new rules which introduce an additional main residence nil rate band (RNRB) for an estate if the deceased’s interest in a residential property, which has been their residence at some point and is...

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Useful guides

New pension benefits option guide

We've just updated our pension benefits option guide. The guide outlines the different options available when you want to access your pension benefits. You have the option to access part, or all, of your pension benefits at any time from age 55 (or your State Pension...

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Glossary of financial terms

We’ve produced this glossary to help explain some of the most commonly seen but potentially confusing terminology. Some of the definitions below have been taken from The Plain English Campaign, an organisation that campaigns against jargon across a range of...

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Cash flow planning: a brief guide

Cash flow planning and forecasting is key to understanding what you can achieve with your assets. It enables you to predict your future cash needs using a number of realistic assumptions to see if you are likely to run out of money and if so when.A comprehensive...

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Reports

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