Podcast - In the know
Welcome to our podcast series, titled In the know, where our expert team talk through important financial planning and employee benefit topics.
The purpose of this podcast is to help you understand why everyone is financially unique, what your relationship with money is and how this is influenced. We hope that by making these discussions accessible, you are able to make more informed decisions moving forward.
Throughout this series, our discussions will feature many of our expert team, trusted professionals from other disciplines, as well as other featured guests.
If you have any questions, please do get in touch by calling 01603 706 820 or by emailing info@lffp.co.uk.
Episodes 1 – 7
The first episodes of our podcast series focus on our ‘7 Concepts of Financial Planning‘.
Episode 1 – Concept 1 (You)
Everyone is financially unique and financial planning needs to be tailored to you.
You are financially unique – how your assets have been accumulated, where they are held and what you want to do with them is unique to you. Your objectives, attitudes, preferences and timescales will also be unique.
Join our Managing Director, Mark Brown (Pictured), as he discusses this concept with Director and Independent Financial Planner, Neil Clarke.
Episode 1 - Concept 1 (You)
Episode 2 – Concept 2 (How much)
Understand how much money you need and whether you have enough.
Knowing the amount of assets you will need to meet your requirements, objectives and aspirations over the course of your lifetime and after you are deceased enables you to understand where you currently are in relation to this and how to plan accordingly.
Join our Managing Director, Mark Brown, as he discusses this concept with Business Development Director and Chartered Financial Planner, Sarah Maguire (Pictured).
Concept 2 - How much
Episode 3 – Concept 3 (Time and expertise)
How much time do you want to spend managing your assets and are they currently organised to reflect this?
Managing your assets/wealth takes time, knowledge and expertise. How much time you spend will be determined by where your assets are held and how involved you are and want to be in their management…
Join our Managing Director, Mark Brown, as he discusses this concept with Divisional Director and Independent Financial Planner, Kerry Holmes (Pictured).
Concept 3 – Time and expertise
Episode 4 – Concept 4 (Tax)
Understanding how your various assets are taxed and whether these could be better organised to reduce the tax you pay.
Tax can have a significant impact on the value and longevity of your assets over time. By organising these within mainstream tax allowances you can minimise the amount of tax you pay and protect the value of your assets.
Join our Managing Director, Mark Brown, as he discusses this concept with Director and Chartered Financial Planner, Ian Burrows (Pictured).
Concept 4 – Tax
Episode 5 – Concept 5 (Assets)
In what form are the assets that make up your wealth held and does this reflect your needs, attitudes and preferences.
How your assets are held and managed will determine the cost to you, the tax you pay, the level of risk/volatility you experience and the returns you achieve.
Join our Managing Director, Mark Brown, as he discusses this concept with Director and Independent Financial Planner, Neil Clarke (Pictured).
Concept 5 – Assets
Episode 6 – Concept 6 (Protect)
How are your financial plans impacted by your premature demise or illness?
You are at most risk during the period you are accumulating the level of assets you need to provide for the financial plans of you and your family. These risks can generally be insured to protect your financial plans.
Join our Managing Director, Mark Brown, as he discusses this concept with Director and Chartered Financial Planner, Ian Burrows (Pictured).
Concept 6 - Protect
Episode 7 – Concept 7 (Keep on track)
Managing your finances, assets and financial planning is a continual process that takes into account changes in your life and the world around you.
Ensure you undertake regular reviews of your financial planning arrangements and the organisation
and performance of your assets to ensure these are performing as required, making changes where
necessary.
Join our Managing Director, Mark Brown, as he discusses this concept with Divisional Director and Chartered Financial Planner, Liz Burrows (Pictured).
Concept 7 - Keep on track
Episodes 8 onwards
Episode 8 – Market commentary with IPS Capital (November 2020)
Join Director and Independent Financial Planner, Neil Clarke (Pictured), as he discusses the current and future state of the financial markets with Chris Brown. Including the expected repercussions of the US election and the announcement of a COVID-19 vaccine.
Chris is a Partner and Chief Investment Officer at IPS Capital, who are one of our trusted panel of investment managers.
To find out more about IPS Capital, including the market commentary referenced in this episode, please visit their website.
Important information
The contents of this podcast do not constitute financial advice. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.
Market commentary with IPS Capital
Episode 9 – Ethical and sustainable investing
As concern for the planet increases amongst the population, ethical and sustainable investing (ESG) has become increasingly popular.
We define ethical and sustainable investing as investing with a view to helping society, the climate, planet, and avoiding areas that can be considered unethical.
It is important that you consider your ethical and sustainable preferences when making investment decisions.
Join our Managing Director, Mark Brown, as he discusses this topic with Divisional Director and Independent Financial Planner, Kerry Holmes (Pictured).
Important information
The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.
Ethical and sustainable investing
Get in touch
If you have any questions related to the content in these broadcasts, or should you wish to discuss your current financial planning circumstances, do get in touch with our expert team today by calling 01603 706 820 or by emailing info@lffp.co.uk.
For more useful information, fact sheets, guides and our latest blog posts, do visit our resource centre.
