Essentially, tax planning is arranging your affairs in ways that legitimately defer, reduce and remove taxes. By using effective tax planning strategies you have more money available to help you achieve your financial goals and the effect of this over time can be very significant.

Tax planning should not be done in isolation and should be driven by your overall financial goals and integrated within your financial plan. By developing and implementing appropriate strategies to lessen or shift current and future tax liabilities you can improve your prospects of meeting short, medium and long-term objectives.


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