Business continuity: What are we doing?


Following the escalation of measures announced by the government in response to the coronavirus (COVID-19) pandemic, we have put certain arrangements in place for the continued operation of our business. 

During this time of emotional and financial uncertainty, we are on hand to support you with your financial needs and will continue to manage our clients’ financial planning on an ongoing basis. We will be doing all we can to ensure business as usual, but as you will appreciate we are also reliant on third party providers with whom there will inevitably be some delays in obtaining information and processing transactions.

Our IT arrangements are such that our staff can securely access our systems remotely and work from home. Many of our staff have now commenced home working, supported by a skeleton of staff in the office.

For the safety of our clients, professional connections and staff, until further notice we will not be holding face to face meetings or travelling to visit clients. Otherwise, we will continue to work with minimal disruption so please do contact us if you have any requirements or simply want to discuss your arrangements. You can use your normal point of contact or contact us centrally by calling 01603 706820 or via email at


Offering support


To support our clients, professional connections and wider community through these challenging times, we have provided below some links to key information and updates which we believe may be of value to you.  Be aware that as these are external sources we cannot guarantee their accuracy.




For the investment of our clients’ assets, we work on a best of breed basis and select the appropriate investment management strategy for each individual client and their financial planning time frame.

During these times of economic uncertainty, we have provided links below to the views of some of the specialist investment managers we work with: 


Debt advice


Listed below are some helpful resources, with information linked to debt advice.

Scam awareness


It is important to continue to be vigilant against potential scams. Below are some helpful sources of information to help you avoid scams.

Business support


The government has set aside a significant budget to support businesses during the coronavirus (COVID-19) pandemic. You can find supporting material linked below.


Workplace pensions


The government said it will do “whatever it takes” to support employers through the Covid-19 pandemic. 

This could well mean a short term change in its automatic enrolment (AE) rules.  There have been reports that the government is considering allowing employers to suspend minimum contribution under current AE policy, to relieve pressure on costs.  Until such time as any rumours become policy, both the Government and the Pensions Regulator both expect employers to meet their AE duties towards their staff.


Coronavirus job retention scheme


The Coronavirus Job Retention Scheme, has been established for employers who cannot cover staff costs due to COVID-19.  Qualifying employers will be able to claim a grant of up to 80% of wage for all employment costs, up to a cap of £2,500 per month per employee.  Employees who fall into this scheme are referred to as ‘furloughed workers’.

Furloughed workers would be kept on your payroll rather than being laid off.  If you intend to access this scheme, further details can be found here:

Further guidance for employees, employers and businesses can be found here:

Employment law


General information in response to the coronavirus (COVID-19)


Keeping up to date


We would urge you to keep up to date with the public health information and guidance provided by the government at this time. However, we will update this page as required to ensure its accuracy during the coronavirus (COVID-19) pandemic. 

In relation to Lucas Fettes Financial Planning and our ability to meet the needs of our clients, be assured that we have actioned a strong continuity plan at this time and we shall continue to work to minimise disruption.

For helpful financial planning resources, news and articles, please visit the resources section of our website. 

We hope you find this information helpful. If you would like more information, or would like to discuss a financial planning matter, please get in contact by calling 01603 706820. Alternatively, you can contact us via email at


Important information

The content of this page is solely for informational purposes and nothing in it is intended to constitute advice or a recommendation. You should not make any investment decisions based on its content. The impact of taxation (and any tax relief) depends on individual circumstances. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

We cannot guarantee the accuracy of information provided by third parties.



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