Pension options for over-55s

Pension options for over-55s

What options do you have at retirement?   Accessing pensions before retirement remains a popular option, with more than 1.3 million savers taking flexible payments from their pensions since the introduction of the pension freedoms in 2015. While the premise of...
Why you should consider personal insurance

Why you should consider personal insurance

Financial protection for you and your family.   Insurance can often seem a strangely intangible product. It is something that affects the future more than the present and provides a safety net rather than an immediate benefit. It is about preparing for the...
Preparing to invest

Preparing to invest

What to think about before you start investing. After a decade of low interest rates, many savers have been looking beyond their bank accounts to make their money go a little further. As appealing as higher returns may seem, investing requires more involvement than...
Funding your child or grandchild’s higher education

Funding your child or grandchild’s higher education

The average student in England will graduate with a debt of £50,000, according to the Institute for Fiscal Studies – an overwhelming figure for the many families who want to help their younger generations through university. The concept of seeking student finance or...
Getting started with financial planning

Getting started with financial planning

The creation of a financial plan is often an ideal start, as it will provide you with an understanding of your wealth and financial circumstances. As things change, so should your plan. A plan will also enable you to judge whether or not your finances are sustainable...
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